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|a Homeownership built to last :
|b balancing access, affordability, and risk after the housing crisis /
|c Eric S. Belsky, Christopher E. Herbert, Jennifer H. Molinsky, Editors, Joint Center for Housing Studies, Harvard University, Cambridge, Massachusetts.
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|a Washington, D.C. :
|b Brookings Institution Press,
|c 2014.
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|a 1 online resource (viii, 487 pages)
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|a Includes bibliographical references and index.
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|a Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index.
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|a Description based on print version record and CIP data provided by publisher; resource not viewed.
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|a The ups and downs in housing markets over the past two decades are withoutprecedent, and the costs-financial, psychological, and social-have beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownershipin the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliber.
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|a Home ownership
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|a Mortgage loans
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|a Housing
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|1 https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq
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|a Belsky, Eric S.,
|e editor of compilation.
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|i has work:
|a Homeownership Built to Last (Text)
|1 https://id.oclc.org/worldcat/entity/E39PCG9pXycfdkpFKXMC9Mxpbm
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|i Print version:
|t Homeownership built to last
|d Washington, D.C. : Brookings Institution Press, 2014.
|z 9780815725640 (pbk. : alk. paper)
|w (DLC) 2014015497
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