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Modernizing Bank Regulation in Support of Financial Deepening.
This paper studies how Uruguay's regulatory framework was gradually strengthened to address shortcomings identified during the 2002-03 crisis, to align with international standards and, more recently, to deal with cyclical pressures resulting in an acceleration of bank lending. In particular, r...
| Clasificación: | Libro Electrónico |
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| Autor principal: | |
| Otros Autores: | , |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Washington :
International Monetary Fund,
2009.
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| Colección: | IMF Working Papers.
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- Cover Page; Title Page; Copyright Page; Contents; I. Introduction; II. Background; III. Characteristics of the Uruguayan Credit Market; A. General Developments in Bank Lending; 1. Credit Growth; B. Bank Funding and Credit Allocation; 2. Contribution to Change in Credit to NF Private Sector; 3. Credit Growth by Sector and Currency, April 2008; C. Currency and Maturity Structure; 4. Characteristics of Bank Lending; 5. Breakdown of Lending by Sector; 6. Currency and Maturity Structure, April 2008; 7. Public Versus Private Banks; D. Risks of a Sustained Credit Expansion.
- 8. Credit in Selected Latin American Economies, 2000-07IV. Prudential Regulation of the Uruguayan Banking Sector; A. Overview of the Current Prudential Framework; 1. Selected Financial Soundness Indicators; 2. Specific Loan Loss Provisions in Percent of Non-Performing Loans; B. Evolution of Prudential Regulation Since the 2002-03 Crisis; 3. Key Regulatory Norms; C. Loan Classification and Provisioning System; 4. Description of Categories Used in the Loan Classification System; 9. Credit to the Non-Financial Sector, Non-Performing Loans and Loan Loss Provisions.
- 5. Provisioning Rates for Loan Categories in Latin American Countries10. Monthly Changes in Non-Performing Loans and Dynamic Provisions; D. Liquidity Requirements; 6. Prudential Regulation of Bank Liquidity in Latin American Countries; E. Other Issues; V. Conclusions; References; Footnotes.