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Managing Extreme Climate Change Risks through Insurance /
Examination of how insurance arrangements can contribute to societies' management of the risks of natural disasters in a changing climate.
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Cambridge :
Cambridge University Press,
2013.
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- Cover; Managing Extreme Climate Change Risks through Insurance; Title; Copyright; Contents; Figures; Tables; Preface; Acknowledgements; Introduction; 1 Climate change and natural disaster risk management; 1.1 Background; 1.2 Future natural disaster risks under climate and socio-economic change; 1.2.1 Impact of socio-economic developments on natural catastrophe damage; 1.2.2 Climate change and the frequency and severity of natural disasters; 1.3 Assessing natural catastrophe risk; 1.3.1 Expert modelling of natural disaster risk; 1.3.2 Households' assessments of risk and behaviour.
- Individual risk perceptionIndividual behaviour under risk and the purchase of natural disaster insurance; 1.4 Managing natural disaster risks; 1.4.1 Economic resilience to natural disasters; 1.4.2 Risk management strategies; Hazard prevention to reduce the probability of suffering damage and the expected costs of damage; Mitigation of damage at the household level; Government compensation for damage; Diversification of risk management strategies; 1.5 The role of insurance in adaptation to natural disasters; 1.5.1 Climate change impacts on the insurance sector.
- 1.5.2 Demand for financial coverage in a changing climate1.5.3 The role of insurers in managing natural disaster risk; 1.6 Outline of this book; 1.6.1 Research methods; 1.6.2 Chapter outline and structure of this book; 2 Climate change impacts on the insurance sector; 2.1 Introduction; 2.2 The relevance of climate change for the (international) insurance sector; 2.2.1 The influence of climate change on natural disaster damage in the past; 2.2.2 Expected consequences of climate change for insurers; 2.3 Observed climate change and projections for the Netherlands.
- 2.4 Risk-sharing arrangements for weather risks in the Netherlands2.4.1 Extreme precipitation and flooding; 2.4.2 Windstorms; 2.4.3 Extreme drought; 2.4.4 Hailstorms; 2.4.5 Summary of current risk-sharing arrangements for weather risks; 2.5 International case studies of the impacts of climate change on the insurance sector; 2.5.1 Canada; 2.5.2 United Kingdom; 2.5.3 United States of America; 2.5.4 Natural disaster insurance in developing countries; 2.6 Possible and actual responses by the international insurance industry to climate change; 2.7 Conclusions.
- 3 Climate change and future costs of natural disasters3.1 Introduction; 3.2 International studies on the potential impacts of climate change on the risks of convective weather; 3.3 Hailstorm damage insurance and data used in the analysis; 3.3.1 Hailstorm damage insurance for the agricultural sector in the Netherlands; 3.3.2 Hailstorm damage data used in the analysis; 3.3.3 Temperature and precipitation data used in this study; 3.3.4 Main relations between hailstorm damage and temperature; 3.4 Estimation results; 3.4.1 Tobit estimation results of hailstorm damage models.