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Improving Access to Finance for India's Rural Poor.
Finance is an extraordinarily effective tool in spreading economic opportunity and fighting poverty. India has a relatively deep financial system and wide network of rural banks. But India?s financial markets and institutions have not served poor people well; despite improvements in the delivery of...
| Clasificación: | Libro Electrónico |
|---|---|
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
World Bank Group
2006.
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| Temas: | |
| Acceso en línea: | Texto completo |
Tabla de Contenidos:
- Cover
- Contents
- Foreword
- Acknowledgments
- Abbreviations and Acronyms
- Executive Summary
- 1. Introduction
- India's Rural Finance Landscape
- Notes
- 2. Access to Rural Finance in India: The Evidence
- Supply-Side Indicators of Access to Finance
- Access to Rural Finance: Evidence from the Demand Side
- Notes
- 3. What Constrains Access to Finance for India's Rural Poor?
- Why Banks Are Reluctant to Lend to Rural Clients
- Why Do Small Rural Borrowers Find Rural Banks Unattractive?
- Notes
- 4. Recent Efforts in India to Improve Rural Access to Finance: The Role of Formal ... Informal Linkages and New Products
- SHG-Bank Linkage Approach: Linking Commercial Banks to Grassroots Borrowers
- Microfinance Institutions
- The "Service Provider" Model of Microfinance Piloted by Private Banks
- The Kisan Credit Card
- Recent Innovations in Micro- and Weather Insurance
- Price-Insurance and Risk-Management Products for Farmers
- Notes
- 5. Meeting the Challenge of Scaling Up Access to Finance for India's Rural Poor: The Policy Agenda
- Making the Formal Financial Sector Better at Banking the Rural Poor
- Scaling Up Microfinance
- Notes
- Appendixes
- 1 Structure of India's Financial Sector
- 2 World Bank/NCAER Rural Finance Access Survey (2003)
- 3 Retail Rural Finance Institutions: Summary Review of Performance
- 4 Apex Rural Finance Institutions
- 5a Regulation of Rural Banking"Select International References
- 5b Supervision of Rural Banking"Select International References
- 6 Rural Banking Crises and Policy Reform"Recent International Experiences
- 7 Enabling Framework for MFIs"Demands from the Sector
- 8 Summary of Recommendations of Recent Government Committees on Formal RFI Reforms
- Bibliography
- Index
- Boxes
- 3.1 Income and Expenditure Patterns of India's Rural Poor
- 3.2 Rural Banking"Government's Omnipresence
- 4.1 How Successfully Has SHG ... Bank Linkage Targeted the Poor?
- 4.2 Kisan Credit Cards: Making Inroads
- Figures
- ES.1 Low Access to Formal Finance
- 2.1 International Comparisons of Area Covered per Branch
- 2.2 Insurance Penetration Across Countries in 2000
- 2.3 Credit Distribution by Regional Income
- 2.4 Deposit Distribution by Regional Income
- 2.5 Branch Distribution by Regional Income
- 2.6 Branch Distribution by Regional Population
- 2.7 Population per Branch Across Regions, 2002
- 2.8 Low Access to Formal Finance, RFAS 2003
- 2.9 Distribution of Accounts
- 2.10 Credit Outstanding by Source
- 3.1 Status of Rural Banks in India
- 3.2 RFIs: Profitability (Return on Assets)
- 3.3 Credit Outstanding by Source
- 3.4 Deposits of Rural Finance Institutions"Costs and Significance
- A3.1 International Comparison of Government-Owned Bank Assets
- A3.2 Status of Rural Banks in India
- A3.3 Credit Outstanding by Source
- A3.4 RRBs: Asset Composition Trends
- A3.5 Deposits of RFIs: Costs and Significance
- A3.6 RFIs: Profitability (Return on Assets)
- A3.7 RFI Capital Base Across Regions
- A3.8 RFI Profitability Across Regions
- A3.9 RRBs:Variations by Sponsor Banks
- Tables
- 2.1 Coverage of Bank Branches
- 2.2 Regional Differences in Financ.