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|a Evans, David S.
|q (David Sparks),
|d 1954-
|1 https://id.oclc.org/worldcat/entity/E39PBJyMf3HXk96rpbQFFVvWDq
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245 |
1 |
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|a Paying with plastic :
|b the digital revolution in buying and borrowing /
|c David S. Evans and Richard Schmalensee.
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250 |
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|a 2nd ed.
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|a Cambridge, Mass. :
|b MIT Press,
|c ©2005.
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|a Includes bibliographical references (pages 321-352) and index.
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|a Print version record.
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0 |
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|a Plastic cards -- The star -- The main characters -- Other members of the cast -- Behind the stage -- The foreign cast -- The thirteen acts -- From seashells to electrons -- The evolution of money -- Buy now, pay later -- More than money -- Dining on the cuff -- 1958 -- The birth of co-opetition -- Regulation and stagflation -- The 1980s' spending and debt spree -- The 1990s and the rise of the debit card -- The golden anniversary and beyond -- From gourmets to the masses -- The growth and diffusion of payment cards among U.S. households -- Using payment cards to execute transactions -- Credit card lending : joys, sorrows, and controversies -- Credit cards and entrepreneurship -- Room for growth -- From Sardi's to Saks.com -- Getting to be everywhere you want to be -- Getting cheaper and better -- Not everywhere yet -- Paying for plastic -- It takes two to tango -- Multisided platform economics 101 -- Business models in multisided platform markets -- Multisided platforms and price setting in payment cards -- Co-opetition and the payment card ecosystem -- The co-opetitives -- Cooperation, the tragedy of the commons, and the role of rules -- The co-opetitives, the go-it-alones, and payment card ecosystems -- System wars -- Weapons of war -- And they don't take American Express -- Master the possibilities -- The card that is just like a check -- Issuer brawls -- Who are the players? -- Product variety and market segmentation -- Competitive strategies -- Market structure -- Market performance -- Debit issuance -- Backroom battles -- The evolution of the payment processing business -- Who's who in the back room -- Market structure and performance -- The antitrust wars -- Harm to competitors or harm to consumers? -- Who's in, who's out? -- Who pays for plastic? -- Square pegs and round holes -- On the brink -- Technologies from the exotic to the merely smart -- E-commerce, e-payments, and m-commerce -- Shaking up the marketplace -- And they don't take cash.
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|a Annotation
|b The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changesincluding the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commercethat could alter the payment card industry dramatically in the years to come.
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506 |
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|3 Use copy
|f Restrictions unspecified
|2 star
|5 MiAaHDL
|
533 |
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|a Electronic reproduction.
|b [Place of publication not identified] :
|c HathiTrust Digital Library,
|d 2011.
|5 MiAaHDL
|
538 |
|
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|a Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002.
|u http://purl.oclc.org/DLF/benchrepro0212
|5 MiAaHDL
|
583 |
1 |
|
|a digitized
|c 2011
|h HathiTrust Digital Library
|l committed to preserve
|2 pda
|5 MiAaHDL
|
590 |
|
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|a ProQuest Ebook Central
|b Ebook Central Academic Complete
|
610 |
2 |
7 |
|a Universidad Sergio Arboleda
|2 gnd
|
650 |
|
0 |
|a Credit cards
|z United States.
|
650 |
|
0 |
|a Bank credit cards
|z United States.
|
650 |
|
0 |
|a Electronic funds transfers
|z United States.
|
650 |
|
0 |
|a Electronic commerce
|z United States.
|
650 |
|
0 |
|a Consumer credit
|z United States.
|
650 |
|
0 |
|a Digital currency
|z United States.
|
650 |
|
0 |
|a Electronic funds transfers.
|
650 |
|
6 |
|a Cartes de crédit
|z États-Unis.
|
650 |
|
6 |
|a Cartes bancaires
|z États-Unis.
|
650 |
|
6 |
|a Monnaie électronique
|z États-Unis.
|
650 |
|
6 |
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|z États-Unis.
|
650 |
|
6 |
|a Crédit à la consommation
|z États-Unis.
|
650 |
|
6 |
|a Transferts électroniques de fonds.
|
650 |
|
6 |
|a Transferts électroniques de fonds
|z États-Unis.
|
650 |
|
7 |
|a Digital currency
|2 fast
|
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|
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|a Bank credit cards
|2 fast
|
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|
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|
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|
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|2 fast
|
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|
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|
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|
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|a United States
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|1 https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq
|
650 |
|
7 |
|a Bargeldloser Zahlungsverkehr
|2 gnd
|
650 |
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|a Elektronischer Zahlungsverkehr
|2 gnd
|
650 |
|
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|a Kartengesteuertes Zahlungssystem
|2 gnd
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7 |
|a Kreditkarte
|2 gnd
|
651 |
|
7 |
|a USA
|2 gnd
|
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1 |
7 |
|a Elektronisch betalingsverkeer.
|2 gtt
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|a Credit cards.
|2 gtt
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653 |
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|a ECONOMICS/Finance
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|a BUSINESS/Business Technology
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700 |
1 |
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|a Schmalensee, Richard.
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758 |
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|
|i has work:
|a Paying with plastic (Text)
|1 https://id.oclc.org/worldcat/entity/E39PCFKPDfrxkg6kkCDXhM9BCP
|4 https://id.oclc.org/worldcat/ontology/hasWork
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776 |
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|i Print version:
|a Evans, David S. (David Sparks), 1954-
|t Paying with plastic.
|b 2nd ed.
|d Cambridge, Mass. : MIT Press, ©2005
|w (DLC) 2004055249
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856 |
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