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Reforming collateral laws to expand access to finance /

Most readers, especially those with car loans or home mortgages, know about "collateral"--Property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit m...

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Detalles Bibliográficos
Clasificación:Libro Electrónico
Autor principal: Fleisig, Heywood W.
Otros Autores: Safavian, Mehnaz, 1970-, Peña, Nuria de la
Formato: Electrónico eBook
Idioma:Inglés
Publicado: Washington, D.C. : World Bank, ©2006.
Colección:World Bank e-Library.
Temas:
Acceso en línea:Texto completo
Descripción
Sumario:Most readers, especially those with car loans or home mortgages, know about "collateral"--Property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of product.
Descripción Física:1 online resource
Bibliografía:Includes bibliographical references.
ISBN:9780821364901
0821364901
082136491X
9780821364918
142379981X
9781423799818
6610547726
9786610547722
1280547723
9781280547720
Acceso:Electronic resource (access conditions).