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Bank efficiency in Sub-Saharan African middle-income countries /
We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficien...
| Clasificación: | Libro Electrónico |
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| Autor principal: | |
| Autor Corporativo: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Washington, D.C. :
International Monetary Fund,
©2009.
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| Colección: | IMF working paper ;
WP/09/14. |
| Temas: | |
| Acceso en línea: | Texto completo |
| Sumario: | We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance. |
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| Notas: | Title from title screen (viewed September 11, 2009). At head of title: African Department. "January 2009." |
| Descripción Física: | 1 online resource (32 pages) : color illustrations |
| Bibliografía: | Includes bibliographical references (pages 30-32). |
| ISBN: | 1451915977 9781451915976 1462333583 9781462333585 1282842366 9781282842366 9786612842368 6612842369 1451984243 9781451984248 |
| ISSN: | 2227-8885 ; |