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Building assets, building credit : creating wealth in low-income communities /
"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguar...
| Clasificación: | Libro Electrónico |
|---|---|
| Otros Autores: | , |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Washington, D.C. :
Brookings Institution Press,
©2005.
|
| Colección: | James A. Johnson metro series.
|
| Temas: | |
| Acceso en línea: | Texto completo |
MARC
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| 245 | 0 | 0 | |a Building assets, building credit : |b creating wealth in low-income communities / |c Nicolas P. Retsinas, Eric S. Belsky, editors. |
| 260 | |a Washington, D.C. : |b Brookings Institution Press, |c ©2005. | ||
| 300 | |a 1 online resource (xiv, 395 pages) : |b illustrations | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
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| 340 | |g polychrome. |2 rdacc |0 http://rdaregistry.info/termList/RDAColourContent/1003 | ||
| 347 | |a data file | ||
| 504 | |a Includes bibliographical references and index. | ||
| 520 | |a "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher | ||
| 588 | 0 | |a Print version record. | |
| 505 | 0 | |a Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market. | |
| 505 | 8 | |a 7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financia. | |
| 546 | |a English. | ||
| 590 | |a ProQuest Ebook Central |b Ebook Central Academic Complete | ||
| 590 | |a JSTOR |b Books at JSTOR Demand Driven Acquisitions (DDA) | ||
| 650 | 0 | |a Consumer credit |z United States. | |
| 650 | 0 | |a Low-income consumers |z United States. | |
| 650 | 0 | |a Home ownership |z United States. | |
| 650 | 0 | |a Mortgage loans |z United States. | |
| 650 | 6 | |a Crédit à la consommation |z États-Unis. | |
| 650 | 6 | |a Consommateurs à faible revenu |z États-Unis. | |
| 650 | 6 | |a Prêts hypothécaires |z États-Unis. | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Personal Finance |x Money Management. |2 bisacsh | |
| 650 | 7 | |a BUSINESS & ECONOMICS |x Personal Finance |x Budgeting. |2 bisacsh | |
| 650 | 7 | |a SOCIAL SCIENCE |x Poverty & Homelessness. |2 bisacsh | |
| 650 | 7 | |a Consumer credit |2 fast | |
| 650 | 7 | |a Home ownership |2 fast | |
| 650 | 7 | |a Low-income consumers |2 fast | |
| 650 | 7 | |a Mortgage loans |2 fast | |
| 651 | 7 | |a United States |2 fast |1 https://id.oclc.org/worldcat/entity/E39PBJtxgQXMWqmjMjjwXRHgrq | |
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| 650 | 1 | 7 | |a Hypotheken. |2 gtt |
| 650 | 1 | 7 | |a Lagere klassen. |2 gtt |
| 700 | 1 | |a Retsinas, Nicolas Paul, |d 1946- |1 https://id.oclc.org/worldcat/entity/E39PBJmdyR8VHQPchjyfkwQKBP | |
| 700 | 1 | |a Belsky, Eric S. | |
| 758 | |i has work: |a Building assets, building credit (Text) |1 https://id.oclc.org/worldcat/entity/E39PCH9q6hHVGp3j3qvkmtCWWC |4 https://id.oclc.org/worldcat/ontology/hasWork | ||
| 776 | 0 | 8 | |i Print version: |t Building assets, building credit. |d Washington, D.C. : Brookings Institution Press, ©2005 |z 0815774095 |w (DLC) 2005017461 |w (OCoLC)58830763 |
| 830 | 0 | |a James A. Johnson metro series. | |
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