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Insurance Intermediation An Economic Analysis of the Information Services Market /
Insurance intermediaries can help consumers to economize on information and transaction costs in insurance markets. However, competing intermediaries provide heterogeneous information services, which are difficult to assess by incompletely informed consumers. Conduct and performance in the market fo...
| Clasificación: | Libro Electrónico |
|---|---|
| Autor principal: | |
| Autor Corporativo: | |
| Formato: | Electrónico eBook |
| Idioma: | Inglés |
| Publicado: |
Heidelberg :
Physica-Verlag HD : Imprint: Physica,
2007.
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| Edición: | 1st ed. 2007. |
| Colección: | Contributions to Economics,
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| Temas: | |
| Acceso en línea: | Texto Completo |
MARC
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| 008 | 100301s2007 gw | s |||| 0|eng d | ||
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| 024 | 7 | |a 10.1007/978-3-7908-1940-3 |2 doi | |
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| 100 | 1 | |a Eckardt, Martina. |e author. |4 aut |4 http://id.loc.gov/vocabulary/relators/aut | |
| 245 | 1 | 0 | |a Insurance Intermediation |h [electronic resource] : |b An Economic Analysis of the Information Services Market / |c by Martina Eckardt. |
| 250 | |a 1st ed. 2007. | ||
| 264 | 1 | |a Heidelberg : |b Physica-Verlag HD : |b Imprint: Physica, |c 2007. | |
| 300 | |a VI, 246 p. 34 illus. |b online resource. | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a computer |b c |2 rdamedia | ||
| 338 | |a online resource |b cr |2 rdacarrier | ||
| 347 | |a text file |b PDF |2 rda | ||
| 490 | 1 | |a Contributions to Economics, |x 2197-7178 | |
| 505 | 0 | |a Intermediaries in the Insurance Market -- An Economic Explanation of Insurance Intermediation -- Competition between Insurance Intermediaries -- The Market for Insurance Intermediation in Germany -- Conclusions. | |
| 520 | |a Insurance intermediaries can help consumers to economize on information and transaction costs in insurance markets. However, competing intermediaries provide heterogeneous information services, which are difficult to assess by incompletely informed consumers. Conduct and performance in the market for insurance information services are analyzed by applying search theoretical and industrial organization approaches. Based on a sample of 927 insurance intermediaries, the factors that affect the quality of the information services provided by them are studied empirically. The results obtained support the main hypotheses derived from industrial organization theories as to the poor working of quality competition under incomplete and asymmetric information on the side of consumers. Thus, public policy should concentrate on increasing transparency about intermediaries' (in-)dependence from insurance companies and improve consumers' financial literacy to raise the overall quality in the information services market. | ||
| 650 | 0 | |a Industrial organization. | |
| 650 | 0 | |a Macroeconomics. | |
| 650 | 0 | |a Social policy. | |
| 650 | 1 | 4 | |a Industrial Organization. |
| 650 | 2 | 4 | |a Macroeconomics and Monetary Economics. |
| 650 | 2 | 4 | |a Social Policy. |
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| 773 | 0 | |t Springer Nature eBook | |
| 776 | 0 | 8 | |i Printed edition: |z 9783790822724 |
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| 830 | 0 | |a Contributions to Economics, |x 2197-7178 | |
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